Questions to Ask when Choosing a Boulder Investment Adviser

There are always many questions about what an investment adviser does, and how to go about choosing a Boulder Investment Adviser. Hopefully, within this article, we can help you with some of those questions. This is solely for the benefit of potential investors. Let’s start with the most obvious question.

What is an investment adviser?

This is a firm or individual who makes a living offering their clients advice concerning securities. For example, an adviser may receive a form of compensation in exchange for advice on the investing of mutual funds, bonds or stocks. Many advisers will also offer entire portfolio management.

Is there a difference between a financial planner and an investment adviser?

A financial planner is usually also an investment adviser, yet the converse is not always true. Many financial planners will analyze every part of your finances, from estate planning, retirement, taxes, insurance, investments, and savings, as they work to develop an in-depth strategy for your financial future. However, some will call themselves a financial planner, yet only offer a limited group of products. Before hiring a Boulder investment adviser you should be well aware of the services you are looking for and the services offered by each professional you investigate.

When choosing an investment adviser, are there certain questions I should ask?

There are indeed many questions that you must ask if you want to be sure you are hiring someone who has your best interests in mind. They include:

• The financial status of each person is different. Ask if they have documented experience with people in your exact same circumstance.
• Ask about their employment history, as well as their education background.
• Ask which licenses they currently hold. (For example, a state license, SEC, or FINRA)
• Inquire as to which services they offer.
• Ask if they can recommend a full array of products or just a limited number.
• Find out how they expect to be paid (commission, set fee or hourly).
• As a follow up, have them fully explain the way they get paid as it pertains to your particular needs. Each option has distinct advantages and disadvantages.
• Have they ever faced any type of lawsuit?

You also want to make sure this is done in-person. Your Boulder investment adviser does not have to be a “friend,” but you want to be sure you can get along with them. Furthermore, when it comes right down to it, mostly anyone in this field has the capability to manage money and create a financial plan. The key is finding someone who will develop a plan based on your personal financial goals.

To find out more information from a top-notch Boulder investment adviser, visit www.GreenInvestment.com. They can offer you the best in clean, green stock investments, as well as money market investments and bonds.